Recipe from: Honey & Birch
-8 ounce jar taco sauce, hot
-8 ounces cream cheese, softened
-16 ounces light sour cream
-1 ounce package taco seasoning
-16 ounce can fat free refried beans
-1 1/2 cups shredded cheddar cheese
-1/2 cup shredded lettuce
-1 cup diced tomatoes
-2 ounce can sliced black olives, drained
-2 green onions, diced
1. Brown the ground beef in a large pan. Drain the fat and add the taco sauce. Mix well and set aside.
2. In a bowl, beat the cream cheese until smooth. Add the sour cream and taco seasoning. Mix until well combined.
3. In a three quart dish, begin layering in this order — refried beans, cream cheese/sour cream mixture, ground beef, cheddar cheese, lettuce, tomatoes, black olives, and green onions.
4. Chill for 30 minutes and serve with tortilla chips.